Pet insurance sounds simple enough. You sign up, pay your premium, and expect coverage to be there when your dog or cat needs medical care. But there is one detail that catches a lot of pet owners off guard: waiting periods. If you do not understand how pet insurance waiting periods work, you could wind up paying for a policy that does not actually help when you need it most. That matters because one of the biggest frustrations with pet insurance is the gap between what people think they bought and what the policy really covers. If you are still More…