In the vast digital marketplace, where clicks and scrolls abound, a world of online bargains awaits the savvy shopper. Navigating the e-commerce landscape can be a thrilling adventure, filled with hidden gems and wallet-friendly treasures. Whether you’re a seasoned online shopper or a newcomer to the virtual aisles, this guide is your compass to uncovering the best deals and securing those sought-after savings. 1. Mastering the Art of Comparison Shopping In the realm of online bargains, knowledge is power, and comparison is your ally. Leverage comparison websites and apps to scout prices across multiple platforms. From electronics to fashion, these More…
A Guide to Auto Insurance for Seniors November 29, 2023
As we gracefully age, our driving habits, needs, and priorities change. With this evolution comes the importance of revisiting and adjusting various aspects of our lives, including auto insurance. In this blog post, we’ll explore the unique considerations and valuable tips for seniors when it comes to auto insurance, ensuring a smooth journey on the road ahead. Understanding How Seniors Use Their Cars Differently: Consideration: Seniors often experience changes in driving habits, such as reduced mileage and avoidance of rush hour traffic. Understanding these shifts is crucial in determining the most appropriate coverage. Tip: Regularly reassess your driving habits and More…
Driving Savings: 8 Tips to Trim Down Your Auto Insurance Costs November 28, 2023
Auto insurance is a necessary expense for drivers, but that doesn’t mean you have to break the bank to stay protected on the road. In this blog post, we’ll explore eight practical tips that can help you save on your auto insurance without compromising the coverage you need. 1. Shop Around for the Best Rates: Don’t settle for the first auto insurance quote that comes your way. Take the time to shop around and compare rates from multiple insurance providers. Online comparison tools can make this process quicker and more efficient, helping you find the most competitive rates for your More…
Bring Your Own Cheap Booster Seat To Save When Renting A Car With Children January 1, 2019
Car rental companies can charge $10-$15 per day to rent a car seat or booster. Consider buying a cheap car seat or booster that can be disposed of instead. For example, this one for just $11.77 from Amazon. What are your best car rental or travel tips? How can you save when traveling with children?
Preexisting Condition? You Should Sign Up For Health Insurance Right Now January 26, 2017
Under The Affordable Care Act(Obamacare), insurers are not allowed to deny coverage based on pre-existing medical conditions. The New York Times reminds us what the outlook was for people with pre-existing conditions prior to the passage of the act. Take for example, this woman, diagnosed with minor gastritis: “I thought I was being smart in going to the doctor and getting checked out,†Ms. Fitzgerald, 55, who currently lives in Washington, D.C., said recently. “Then I tried to go get insurance and everyone denied me.†Or this man, with asthma: Dennis Carr, for example, worked as an independent real More…
6 Student Loan Repayment Traps Lenders Don’t Want You To Know About January 25, 2017
In its final days in office, the Obama administration sued Navient, one of the nation’s largest student loan servicers(and formally part of Sallie Mae), for misleading borrowers and engaging in fraudulent practices. In light of the allegations, the New York Times gave six tips for avoiding loan repayment traps. KNOW YOUR LOANS:Â How much do you owe, and to whom? INCOME-DRIVEN PAYMENTS: Match your payments to your income. STAY ENROLLED:Â Income-driven plans require annual documentation. Keep up with it. NO FORBEARANCE (IF POSSIBLE): Forbearance is a bad choice as interest continues to accrue. See what other options are available to you. DROPPING More…
MegaMillions Irresponsible And Bizarre Promotion January 1, 2012
It shouldn’t come to our readers that lottery tickets are not a good investment and are certainly not a retirement planning tool. But we were surprised to see “Save For Retirement” prominently featured at megamillions.com presumably as something MegaMillions might allow one to do. This is an irresponsible and dangerous message. We understand that people enjoy buying lottery tickets for the chance it gives them to dream of a major change in their lives. However, lottery tickets are not a retirement saving tool. We call upon MegaMillions and the states behind it to immediately cease this misleading promotion and stick More…
Manilla Organizes Your Bills and Subscriptions in One Place September 20, 2011
We recommended Mint.com as a good option for keeping track of your finances. Mint recently rolled out Bill Reminders. But this doesn’t compare to beta service Manilla. Manilla, owned by the Hearst Corporation, consolidates your financial statements into one account. It will send email/text reminders to remind you when bills are due, allow you to view full statements through the site. The company hopes to offer a less expensive alternative to paper bills. U.S. businesses send 48 billion account notices statements and bills each year, and this can cost up to 75 cents per bill, which adds up. It’s closest More…
Emergency Savings: What Makes Sense? September 13, 2011
A survey by the National Foundation for Credit Counseling revealed that a majority of Americans don’t have enough cash on hand to handle a $1000 emergency expense. Many people do live paycheck to paycheck, with little money free for emergencies. Traditionally, an emergency fund is recommended to be no less than six months worth of your usual expenses. This ensures you will not be caught should you suddenly become unemployed. But, as one blogger pointed out, this was when the average unemployment length rarely exceeded 20 weeks. With the average duration of unemployment having doubled, should your emergency fund double More…
Be One of The People Paying their Credit Card Bills On Time August 17, 2011
Late Credit Card Payments are the lowest they’ve been in seventeen years. This is despite an increase in the use of credit cards. People are cutting back on the number of cards they carry and accumulating less debt in general. Credit cards are great…if you pay them off. It is often too easy to lose track of how many money you have because you can spend much more with a credit card. As long as you pay off the bill by the due date, a credit card is essentially a short-term loan. The downsides only come when you can’t pay. More…